Business Head - Affordable Segment
BFSI Firm
Posted 29 Aug 2026
🚨 Hiring Alert | Business Head - Affordable Segment | Mumbai
We are hiring a Business Head - Affordable Segment for a leading bank to lead and scale its Affordable Home Loans & SMLAP business.
This is a senior leadership opportunity with end-to-end ownership of building and scaling a profitable Affordable Lending business, including business growth, profitability, distribution, portfolio quality, risk management and large-scale team leadership.
🔹 Key Responsibilities:
• Define and execute the national sales strategy for Affordable Home Loans & SMLAP
• Drive disbursements, sanctions, portfolio growth, market share, revenue and profitability
• Build and expand sourcing channels including Open Market, Builders, DST, DSA/Connectors and Strategic Alliances
• Lead large, multi-geography sales teams and build a strong leadership pipeline
• Identify growth opportunities across semi-urban and underserved markets
• Partner closely with Credit, Risk, Product, Operations and Collections teams to drive sustainable growth
• Own portfolio quality, delinquency control, collection efficiency and risk metrics
• Drive business governance, regulatory compliance, analytics and cost efficiency
🎯 Ideal Candidate:
• 20+ years of experience in Retail Assets
• Strong exposure to Affordable Home Loans, LAP/SMLAP, Mortgage Business, Branch Banking Sales or Third-Party Distribution
• Proven track record of managing large, multi-geography sales organizations
• Strong understanding of affordable customer segments and informal income assessment methodologies
• Experience partnering with Credit, Risk and Policy functions
• Strong leadership, analytical, communication and negotiation skills
📍 Location: Mumbai
💼 Level: SVP-II
🎓 Education: Graduate degree mandatory; MBA/PGDM preferred
If you are an experienced Affordable Lending / Mortgage Business Leader looking for your next senior leadership opportunity, or know someone who could be a strong fit, I would be happy to connect.
📩 Interested candidates can share their profiles at
Bahubali@apextalent.in
Only send your CV on the given email. No DMs.
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